Frequently Asked Questions
Most borrowers use a personal loan to consolidate credit card debt, pay for home improvements, cover medical bills or handle a major purchase. Some lenders restrict certain uses, such as tuition or investing.
No. We use a soft credit check, which doesn't affect your score. A hard inquiry happens only if you accept an offer and formally apply with a lender.
It depends on your credit, income and existing debts. Your free rate check shows the loan amounts, rates and terms you're likely to qualify for before you commit to anything.
After you accept an offer and complete verification, many lenders fund within a few business days. Timing depends on the lender and how quickly you send any documents they request.
Yes. Your information is protected with 256-bit SSL encryption and is shared only with our lending partners to find your loan options, as described in our Privacy Policy.
No. ClearPath Financial Network connects you with third-party lending partners. Your loan is made by the lender, which makes the credit decision and sets the final rate, terms and funding timeline. We may be compensated by our lending partners.