Personal Loans Made Simple — Check Your Rate in 60 Seconds.
Fund a home project, cover medical bills or handle a big expense with one fixed monthly payment. Checking your rate won't affect your credit.
★★★★★
Their education-first approach stood out — they took the time to clearly explain my options without pressure or judgment. Honest guidance and a real path forward. Highly recommend.
Pam E.
Verified client · Florida
TRUSTED BY OUR CLIENTS ON
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Trustpilot
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ACCREDITED BY
FREE RATE CHECK
Check Your Loan Options in 60 Seconds
No impact to your credit • No obligation
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SSL Secured · 256-bit encryption
Takes less than 60 seconds
1 Payment
Fixed Rate, Fixed Term
1 Application
Matched With Our Lending Partners
Any Purpose
Home Projects, Big Expenses
48 States
Clients Served Nationwide
Soft Check
No Impact to Your Credit Score
$0 Upfront
Free Consultation, No Obligation
OUR SOLUTIONS
One Loan for What Matters Most
One application, one fixed monthly payment. See the rate and terms you qualify for before you commit to anything.
Option 02
Fund a new roof, kitchen remodel or HVAC replacement without tapping your home equity. Fixed rate, fixed term, and no home appraisal.
Option 01
A fixed-rate installment loan for medical bills, a major purchase, moving costs or life's unexpected expenses. Predictable payments and a set payoff date.
How it works
How Getting Your Loan Works
No paperwork piles, no pressure. Here's what to expect from your free rate check.
Step 01
Tell us what you need
Share how much you'd like to borrow, what it's for and a few basics. It takes about two minutes, and our soft credit check won't affect your credit score.
Step 02
See your loan options
We match you with loan offers from our lending partners. You'll see your rate, term and monthly payment in clear numbers before you decide.
Step 03
Choose your loan and get funded
Pick the offer that fits, or take time to think it over. Checking is always free, and there's never any pressure. Once approved, funds go straight to your bank account.
COMPARE YOUR OPTIONS
Personal Loan vs. Credit Cards vs. Home Equity
Each way to borrow trades off cost, speed and risk differently. Here's how they compare.
Option A
Personal Loan
A fixed rate and a fixed monthly payment over a set term. Unsecured, so your home isn't on the line, and funds can arrive in days. Best for fair-to-good credit and steady income.
Option B
Credit Cards
Flexible, but variable rates are often much higher than a personal loan, and minimum payments can keep you in debt for years with no set payoff date.
Option C
Home Equity Loan or HELOC
Often a lower rate, but your home secures the debt. Expect an appraisal, closing costs and weeks to fund, and missed payments can put your home at risk.
ELIGIBILITY
Who Qualifies for a Personal Loan?
You may be a good fit if most of these sound like you. Final approval, rates and terms are set by the lender.
Your credit
Fair credit or better
Most of our lending partners look for fair-to-good credit. Checking your rate uses a soft pull, so it won't affect your score.
Your income
Steady, verifiable income
A job, self-employment, retirement or other regular income that shows you can comfortably handle the monthly payment.
Where you live
Available in most states
Loan availability, rates and terms vary by state and lender.
COSTS & TIMELINE
What Does Debt Resolution Cost?
The consultation is free, and you'll see your total cost in dollars before you enroll.
No upfront fees
$0 to get started
The consultation is free. Under federal rules, debt resolution companies can't charge a fee until at least one debt is settled and you've made a payment toward that settlement.
What you'll pay
Clear costs, shown upfront
Consolidation and personal loans: your loan's APR and any lender origination fee. Debt resolution: a performance-based fee, charged only as each debt is settled.
How long it takes
Typically 12 to 48 months
It depends on how much you owe and what monthly payment fits your budget. A larger monthly deposit usually means finishing sooner.
5-star reviews
ClearPath Financial Network Reviews
Verified reviews from clients on Trustpilot and Google.
Rated 5 out of 5 stars
“ClearPath Financial Network is outstanding. The team was very professional and explained everything clearly from start to finish. I was a little hesitant at first, but reaching out turned out to be one of the best decisions I’ve made. I highly recommend working with them. Thanks again for all your help!”
Ben G., Florida
Verified Review
Rated 5 out of 5 stars
“Great experience — my rep was knowledgeable, honest, and very responsive. Highly recommend for anyone needing help with debt solutions.”
John H., New York
Verified Review
Rated 5 out of 5 stars
“I had a great experience with ClearPath Financial Network. They were patient, professional and took the time to clearly explain my options. I left feeling informed and confident about my next steps and would highly recommend them!”
Cristina H., New York
Verified Review
FAQ
Personal Loans: Common Questions
Straight answers to the questions we hear most. Still unsure? Checking your rate takes about two minutes.
Question 01
Will checking my rate hurt my credit score?
No. We use a soft credit check, which doesn't affect your score. A hard inquiry happens only if you accept an offer and formally apply with a lender.
Question 02
What can I use a personal loan for?
Most borrowers use one to consolidate credit card debt, pay for home improvements, cover medical bills or handle a major purchase. Some lenders restrict certain uses, such as tuition or investing.
Question 03
How much can I borrow?
It depends on your credit, income and existing debts. Your free rate check shows the loan amounts, rates and terms you're likely to qualify for before you commit to anything.
Question 04
Do I have to pay anything upfront?
No. Checking your rate is free. Your cost is the loan's APR, which may include a lender origination fee. You'll see both before you accept any offer.
Question 05
Can I use a loan to pay off credit cards?
Yes. Debt consolidation is the most common use. Some lenders can pay your card issuers directly, leaving you with one fixed monthly payment and a set payoff date.
Question 06
How fast can I get my money?
After you accept an offer and complete verification, many lenders fund within a few business days. Timing depends on the lender and how quickly you send any documents they request.
ACCREDITED PARTNERSHIP
OCCAM Alliance Accredited Member
Our team holds the OCCAM Consumer Financial Hardship Advocate Certification, reflecting advanced training and a commitment to ethical, transparent guidance. Whether you need a loan or another path forward, you get honest answers and no pressure.