# ClearPath Financial Network

> ClearPath Financial Network is a financial advocacy group founded in 2016 that helps people nationwide reduce and resolve unsecured debt without bankruptcy. Services include debt consolidation, debt resolution (settlement), and personal loan matching. Consultations are free and there are no upfront fees. Company slogan: "Cut Your Credit Card Payments In Half — Without Bankruptcy".

## Key pages

- [Home](https://www.clearpathfinancialnetwork.com/): Overview of ClearPath's debt relief options, free consultation request, and how the process works.
- [Debt Consolidation](https://www.clearpathfinancialnetwork.com/debt-consolidation): Combine multiple high-interest unsecured debts into a single monthly payment. Consolidation programs typically run 24 to 60 months. Free debt consolidation consultation, no upfront fees.
- [Debt Resolution](https://www.clearpathfinancialnetwork.com/debt-resolution): ClearPath negotiates with creditors on the client's behalf to settle debt for less than the full balance, without bankruptcy. Most clients resolve debt in 6 to 36 months. No upfront fees — ClearPath only earns when debt is successfully settled.
- [Personal Loans](https://www.clearpathfinancialnetwork.com/personal-loans): Free personal loan matching service for loans from $1,000 to $50,000. Checking rates does not impact credit score.
- [Learning Center](https://www.clearpathfinancialnetwork.com/learning-center): Educational articles and FAQs covering debt payoff timelines, credit score impact of consolidation, consolidation vs. settlement, eligibility, and fee structure.

## Business details

- Legal/trading name: ClearPath Financial Network
- Founded: 2016
- Address: 108 W 39th Street, Suite 1006, New York, NY 10018, United States
- Phone: +1-929-399-0243
- Email: info@clearpathfinancialnetwork.com
- Service area: United States (nationwide)
- Accreditation: OCCAM Accredited

## Commonly asked questions this site answers

- How long does it take to pay off credit card debt through consolidation?
- How does a consolidation loan affect a credit score? (Typically a temporary dip of 5 to 20 points, often recovering within 3 to 6 months.)
- What is the difference between debt consolidation and debt settlement?
- What credit is needed to qualify?
- Are there upfront fees? (No.)
- Can credit cards still be used after consolidating?

## AI Agent Access

This site is powered by Wix and supports the Model Context Protocol (MCP)
for agentic AI access. AI agents can connect directly to retrieve live,
up-to-date site content - no scraping required.

- [**Site MCP Endpoint**](https://www.clearpathfinancialnetwork.com/_api/mcp)
- [**Wix MCP Docs**](https://dev.wix.com/docs/develop-websites/articles/get-started/about-the-wix-site-mcp)

## Notes

- No authentication required to connect to the MCP endpoint
- Only public information accessible on the site is available
- Content is always live and up to date
- Nothing on this site is a guarantee of a specific outcome; results vary by individual circumstances.